Following recent scam attempts on travellers, FlipKey chief operating officer Jeremiah Gall has declared the company employs a strict verification process that assures all homes on FlipKey are represented by real and trustworthy owners.Mr Gall confirmed the email account of one of the rental property owners that used FlipKey was compromised, and not the FlipKey account.“When the issue was reported to us, this owner was immediately suspended from FlipKey since they have a responsibility to safeguard the personal email they provide to the traveller,” Mr Gall said.The travel website has seen scammers pose as legitimate property owners, emailing travellers who show interest in a holiday rental.Following the incident that saw Nina Dela Cruz from Sydney lose almost AUD$2000 on a bogus Bali villa, FlipKey immediately notified any travellers that had contacted the user, warning them to be cautious communicating with this owner directly because their personal email was not secure.While the owner is not engaging in fraudulent activity, their personal email was compromised in a case of identity fraud.FlipKey are continuing to work with this owner to resolve any issues with affected travellers. “We care deeply about the experience of all travellers using FlipKey to plan their trip and we’ll continue to work with this traveller and owner to resolve the situation and make sure this traveller’s vacation and funds have not been lost,” Mr Gall concluded. Source = e-Travel Blackboard: K.W
Audit reveals cabs overcharged travellers US$15 million in 2012. Image: Nevada Taxicab Authority Nevada taxi drivers overcharged almost one million and a half travellers going to and from McCarran International Airport to the tune of almost US$15 million last year, a recent report from state auditors has revealed.According to the legislative audit, of the 6.6 million rides going to and from the Nevada airport, some 23 percent were “deceptively long”, the Las Vegas Sun reported.This so-called “long hauling” can increase the average cab fare by about US$10.The report has called on the Taxicab Authority to take “preventative measures” such as providing price guides at the airport.The official Las Vegas Tourism website advises that the average taxi fare from the airport to a Strip hotel is $US11 and also points to popular airport shuttle services as alternative means of transportation.Source = e-Travel Blackboard: G. A.
SiteMinder celebrates a decade of serving the world’s hotelsSiteMinder celebrates a decade of serving the world’s hotelsFollowing another year of continued expansion and solid growth, the global hotel industry’s leading cloud platform, SiteMinder, is celebrating its 10th year of providing disruptive technology to hotels. More than 23,000 hotels today use SiteMinder’s cloud-based solutions to acquire guests online, and the company says its trajectory remains strong as the booking landscape for hotels becomes evermore complex.Among those hotels is Park Hyatt Sydney, which adopted SiteMinder’s Channel Manager in 2011 to gain greater control of its property online.“For hotels now, it’s very difficult to see the full picture of where we’re being sold and how we’re being sold. It used to be very straightforward. One of the things we like and have seen so much from SiteMinder over the years is its ability to shift and adapt to changing conditions in the industry – and to innovate and bring that innovation to us, the hoteliers,” says Park Hyatt Sydney’s director of revenue management, Oliver Ruf.SiteMinder’s managing director, Mike Ford, says, “There are few industries as hyper-connected and dynamic as the industry of travel and hospitality. The vision for SiteMinder from the beginning was to break down international boundaries and challenge the complexities of legacy models that fundamentally hinder the way travel is distributed and sold. It was about giving hoteliers the chance to focus on the guest again while we power the technology that sets them up for success, and, ten years on, we’re proud and privileged to have more than 23,000 hotel customers that see the tangible benefits of using our solutions.”Mike Ford founded SiteMinder in 2006 with chief technical officer Mike Rogers. SiteMinder became the first Australian-headquartered technology company to be backed by Silicon Valley’s Technology Crossover Ventures (TCV) in 2014, joining the likes of Facebook, Netflix and LinkedIn as a TCV investment. In early 2016, H2 Ventures and Investec ranked it among the 20 greatest pioneering technology companies to come out of Australia and New Zealand.SiteMinder enables both independent hotels and chains to attract, reach and convert guests, with more than 500 people located in Bangkok, Cape Town, Dallas, Galway, London and Sydney. SiteMinder’s customers now generate more than 43.5 million reservations and US$16 billion in revenue using the company’s proprietary solutions which include The Channel Manager, the hotel industry’s most widely-adopted channel management platform; TheBookingButton, an Internet booking engine for hotels to facilitate direct bookings; Canvas, the intelligent website creator for independent hoteliers; Prophet, a real-time market intelligence solution that takes the guesswork out of pricing rooms; and GDS by SiteMinder, a single-point of entry to the world’s travel agents and major global distribution systems. SiteMinderAbout SiteMinderAs the leading cloud platform for hotels, SiteMinder allows hotels to attract, reach and convert guests across the globe. We serve hotels of all sizes with award-winning solutions for independents and groups alike, wherever they are in the world.SiteMinder’s products include The Channel Manager, the industry’s leading online distribution platform; TheBookingButton, a wholly-branded booking engine for direct bookings via the web, mobile or social; Canvas, the intelligent website creator for independent hoteliers; Prophet, the real-time market intelligence solution that takes the guesswork out of pricing rooms; and GDS by SiteMinder, a single-point of entry to a six-figure network of travel agents and the world’s major GDSs. With more than 23,000 hotel customers and 550 of the industry’s top connectivity providers as our partners, today we have presence in more than 160 countries on six continents.Source = SiteMinder
Centara Grand Beach Resort & Villas Hua HinCentara Grand Beach Resort & Villas Hua Hin showcasesExpansive beachfront hotel combines spacious accommodation with vast gardens, numerous pools and an array of amenities and activities to suit all ages.Centara Grand Beach Resort & Villas Hua Hin, the elegant resort nestled on the shores of the Gulf of Thailand, is embracing multi-generational travel with a wide variety of amenities and activities tailored to all age groups.“Centara Grand Beach Resort & Villas Hua Hin is a resort that captures the elegance of Thailand’s past and enhances it with modern services and facilities. Although the hotel retains a classical charm, we also embrace the present to deliver an incredible array of experiences for every guest, young and old,” says David Martens, General Manager, Centara Grand Beach Resort & Villas Hua Hin.Understanding that modern families come in a variety of sizes with equally diverse holiday needs, Centara Grand Beach Resort & Villas Hua Hin offers a choice of 11 different accommodation types to suit every configuration. Rooms and suites range in size from 37-square metres to a 170-square metres, with every accommodation type able to accommodate three guests, including one child.Families seeking that extra sense of space can select from five different types of suite, or stay in one of the resort’s 42 stand-alone villas. The villas are located in an adjacent estate served by a separate swimming pool – one of four at the resort, each offing a different atmosphere – from fun and games in the kids’ pool to more tranquil relaxation at the garden pool.When families are not cooling off in the pools, they can enjoy a game of table tennis, volleyball or football, practice their golf on the putting greens, or even lose themselves in the resort’s very own maze. Youngsters can be kept entertained throughout the day at the Kids’ Club, which is divided into two zones: Camp Safari for younger children and E-Zone for teens. A daily schedule of activities is available, offering everything from arts and crafts classes, to treasure hunts, penalty shoot-outs and tennis lessons with a professional coach.While the kids are being kept entertained, parents can unwind with an indulgent couple’s package at Spa Cenvaree. This is one of many opportunities for romance at the resort, along with exclusive accommodation and private dining experiences. Meanwhile, guests wanting to stay in shape can enjoy a range of health and fitness options, including gym sessions, yoga and pilates classes, aqua aerobics, tai chi and Thai boxing training.Family bonds can also be strengthened with a series of multi-generational activities, such as family photo tours, guided heritage walks around the hotel’s 28-acre grounds and topiary gardens, and a special “Selfie Treasure Map” featuring ten locations and prizes for the best pics posted on Instagram.“While multi-generational travel is a relatively new trend, Centara Grand Beach Resort & Villas Hua Hin has been welcoming families for three generations. Couples who got married here are now returning their kids, and even with their grandchildren,” said Mr Martens. “Our facilities mean that family time can easily be combined with personal experiences and private moments.”One way to bring families together is through food, and Centara Grand Beach Resort & Villas Hua Hin offers an eclectic choice of dining experiences for every occasion. Six restaurants and bars serve everything from authentic Thai food to Japanese teppenyaki and mouth-watering Mediterranean cuisine, providing something for all tastes, including kid’s menus and vegetarian/vegan options.The hotel is also a popular wedding venue, with a dedicated seafront wedding pavilion and the soft sands of Hua Hin Beach providing idyllic options for couples who want to tie the knot in a tropical paradise setting. Whether couples are just starting out on a family adventure or re-establishing life-long bonds, Centara Grand Beach Resort & Villas Hua Hin is the perfect destination.Originally named “The Railway Hotel” due to its position on the main railway line between Bangkok and Malaya, Centara Grand Beach Resort & Villas Hua Hin was once a secluded beach retreat. Since it opened in the 1920s however, Hua Hin has grown into a thriving seaside town and the hotel now lies in the heart of the action. Home to modern shopping malls, local markets, water parks, wineries and world-class gold courses, Hua Hin is a true multi-generation destination.Families keen to make the most of the exceptional facilities, services and activities on offer at Centara Grand Beach Resort & Villas Hua Hin can take advantage of the Tropical Escape offer with savings of up to 50 percent on accommodation, plus kids stay and dine for free.For more information, please visit https://www.centarahotelsresorts.com/featured-packages/early-bird-offers Source = Centara Hotels & Resorts
Bantry House is a historic house with gardens in Bantry, County Cork, Ireland. The house (originally known as ‘Blackrock’) was constructed in about 1700 on the South side of Bantry Bay.Source: Expedia
The OTA launched its new series of advertisement commercials featuring its brand ambassador – Actor Ranbir Kapoor. Conceptualised by Ogilvy and Mather, the ad films reflect an exquisite blend of the contemporary world with the vintage charm of Indian cinema.The two films highlight its eCash loyalty program and its unique feature of protecting customers from a drop in airfare post them making a booking. eCash now not only gets a traveller discount on future bookings but is also transferable to friends and family, as well as convertible into shopping vouchers from Yatra’s partners.Commenting on the new TVC series, Sharat Dhall, COO (B2C), Yatra.com, said, “We are focused on innovating in terms of customer features and benefits, and this set of ads highlight two such industry-first features –eCash loyalty points and the airfare-drop protection. With these films, we are looking to attract new users to our fold, while retaining the connection with our existing customer base.”The ads feature Kapoor grooving to Clinton Cerejo’s beats, which not only captivates the audiences by getting them to smile and hum along but also reinforces Yatra’s brand message of being ‘India ka travel planner’.Kapoor added, “Yatra.com has always managed to surprise me with its innovative ideas of engaging with travellers. I am delighted to also get the opportunity to pay a tribute to the evergreen members of my family via these unforgettable classic songs that are a part of these ads.”
To provide holistic tourism development across the stateShruti Dugar | MumbaiIn March this year, Prakash Pant, Finance Minister, Uttarakhand presented the state budget of INR 45,585.09 crore for the fiscal year 2018-19. Tourism, being a major source of revenue for the state has been allotted INR 183.37 crore. “In regards to the budget allocated for the development of the tourism sector this year, we have identified 13 destinations in each district as tourists spots. This is done so that tourists can better explore the newer or lesser-known areas,” said Trivendra Rawat, Chief Minister of Uttarakhand, while unveiling a new scheme.The 13 identified areas under the project are Munsiyari in Pithoragarh district, Kausani in Bageshwar, Katarmal in Almora, Mukteshwar in Nainital, Lohaghat in Champawat, Parag Farm in Udham Singh Nagar, Chopta in Rudraprayag, Tehri lake in Tehri, Khirsu of Pauri district, Chinyalisaur of Uttarkashi, Gairsain-Auli of Chamoli, Chakrata in Dehradun and Piran Kaliyar and Shaktipeeth in Haridwar.With regards to the recent trends, Uttarakhand Tourism has noticed an ever-increasing demand for homestays, so this year they are planning on developing more offbeat activities for which homestays are an ideally suited. Dilip Jawalkar, IAS, Secretary Tourism, Government of Uttarakhand voiced, “We have already registered 280 homestays but in the coming two years we plan to have at least 2,000 organised homestays. For this, we are identifying, planning, training and guiding the trade to ensure the comfort and security of travellers.”Jawalkar also highlighted that outbound travellers ideally from places such as England, Israel and Germany visit Uttarakhand mainly for snow-trekking and river-rafting. In respect to domestic travellers, Delhi is the biggest source market, followed by Maharashtra. Travellers from Gujarat and West Bengal also consider Uttarakhand as an ideal religious tourism destination.Speaking about their plans for 2018, Jawalkar stated that this year onwards they will register all the tour guides who will be ranked on the state’s official tourism website. It will serve as an advertisement which will also enable tourists to know which guide to approach. Simultaneously, a mobile app has been developed through which pilgrims from across the country will be able to register for the six-month-long annual Chardham Yatra to enable flexible pilgrim tourism.
At the 2018 Tourism Industry Conference, S Iswaran, Minister for Trade and Industry, Singapore, announced that with quantifiable support from technology, the tourism industry in Singapore can reach new heights.He highlighted that technology can be used to sharpen marketing and outreach efforts, refresh tourism offerings and drive greater productivity. Travellers are also increasingly discerning, seeking new and differentiated experiences wherever they go.The Tourism Information and Services Hub (TIH), was an important way technology has been applied in the sector, said Lionel Yeo, Chief Executive Officer, STB. “TIH is an integrated B2B2C platform to help businesses connect, collaborate and syndicate tourism information and services in real-time,” said Yeo.He said that TIH fulfils this need by aggregating tourism content and travel-related services and makes this available to tourists through application programming interfaces.The Singapore Tourism Board (STB) had announced in February that visitor arrivals and tourism receipts for 2017 recorded new high for the second time in two years. Arrivals to Singapore increased by 6.2% to 17.4 million, with seven of the top 15 markets – China, India, Vietnam, Philippines, United States, United Kingdom and Germany – also hitting record visitor arrivals.
in Data, Government, Origination, Secondary Market, Servicing Share Mortgage Rates Mixed as Markets Await Jobs Report, Fiscal Cliff News December 6, 2012 431 Views Agents & Brokers Attorneys & Title Companies Bankrate Freddie Mac GDP Investors Lenders & Servicers Mortgage Rates Pending-Home Sales Processing Service Providers 2012-12-06 Tory Barringer Fixed mortgage rates stayed relatively calm this week as economic indicators showed improved strength, according to “”Freddie Mac’s””:http://www.freddiemac.com/ Primary Mortgage Market Survey.[IMAGE]The 30-year fixed averaged 3.34 percent (0.7 point) for the week ending December 6, up from the previous week’s average of 3.32 percent. This week’s average is only three basis points up from the survey’s record low (achieved the week ending November 21).The 15-year fixed rate mortgage (FRM) also inched up, averaging 2.67 percent (0.6 point) from 2.64 percent the previous week. Meanwhile, adjustable-rate mortgages (ARMs) posted decreases. The 5-year Treasury-indexed ARM averaged 2.69 percent (0.6 point), down from 2.72 percent in the last survey. The 1-year ARM averaged 2.55 percent (0.4 point), dropping from 2.56 percent before.””Mortgage rates were little changed and near record lows this week amid indicators of stronger economic growth and signs of tame inflation,”” said Frank Nothaft, VP and chief economist at Freddie Mac, pointing to news of “”upward revisions in real GDP growth””:https://themreport.com/articles/gdp-up-27-in-3q-coprotrate-profits-grow-2012-11-29 and stability in core price growth on consumer expenditures.””The housing market is aiding in this recovery,”” he added. “”For instance, fixed residential investment added positive growth over the past six consecutive quarters in the third quarter alone contributed 0.4 percentage points to real GDP growth. In addition, “”residential construction spending was up””:https://themreport.com/articles/october-construction-spending-up-96-year-over-year-2012-12-04 3 percent between September and October. And, pending home sales “”saw a 5.2 percent increase in October””:https://themreport.com/articles/pending-home-sales-at-highest-since-mar-2007-2012-11-29 to its highest reading since March 2007.””While Freddie Mac’s survey showed increases in fixed rates, “”Bankrate’s””:http://www.bankrate.com/ weekly survey saw them slipping to new lows. According to Bankrate’s index, the 30-year fixed averaged 3.50 percent this week, falling to a new record from 3.52 percent previously. The 15-year fixed also fell, dropping from 2.86 percent last week to 2.85 percent this week.Adjustable rates were flat at 2.74 percent.””Opinions on where rates will go next””:http://www.bankrate.com/news/rate-trends/mortgage.aspx were split, with 50 percent of analysts surveyed by Bankrate saying they expect no change and 42 percent expecting continued drops. Most experts in the “”Down”” category cited the markets concerns about the fiscal cliff and what they expect to be a disappointing jobs report on Friday.
February 14, 2013 574 Views in Data, Government, Origination, Secondary Market, Servicing, Technology Share Flagstar Agrees to Sell DocVelocity Assets to Capsilon Agents & Brokers Attorneys & Title Companies Company News Investors Lenders & Servicers Processing Service Providers 2013-02-14 Tory Barringer In Michigan, “”Flagstar Bancorp, Inc.””:https://www.flagstar.com/, announced an agreement to sell the assets of “”DocVelocity””:https://www.docvelocity.com/docvelocity/docVelocity.html, its document imaging business for mortgage lenders, to “”Capsilon””:https://www.flagstar.com/, a provider of cloud-based sharing, imaging, and collaboration services for mortgage lenders.[IMAGE]Capsilon developed much of the technology that DocVelocity has marketed and sold since 2007 and that Flagstar has used to provide paperless processing to its wholesale customers. Flagstar will continue to use the DocVelocity service after the transaction.[COLUMN_BREAK]””DocVelocity has played an important part in establishing and solidifying Flagstar’s position as a leader in paperless mortgage processing for our customers,”” said Jason Dufner, SVP of change management at Flagstar. “”That’s a differentiator in the marketplace that we intend to maintain.””The sale will be seamless for Flagstar customers, who will continue to benefit from the DocVelocity solution, staff, and Flagstar’s paperless processing, Flagstar said in a release.””Flagstar has been a great partner for us,”” said Sanjeev Malaney , CEO at San Francisco-based Capsilon. “”Their vision and leadership in the mortgage industry was key in driving adoption of our technology in the market. Our growth has allowed us now to integrate vertically, taking responsibility for everything from software development to sales and service. DocVelocity customers will benefit from our focus and additional capabilities.”” Terms of the transaction were not disclosed, and the transaction is not expected to have a material financial impact on Flagstar.
Home prices continue to see significant gains as inventory limits buyers, “”CoreLogic””:http://www.corelogic.com/ said in its latest Home Price Index (HPI) report.[IMAGE]The index rose 12.2 percent (including distressed sales) year-over-year in May, once again marking the biggest annual increase since 2006. On a month-over-month basis, prices were up 2.6 percent–making May the 15th straight month to see prices pick up from the prior month.Excluding distressed sales, prices were up 11.6 percent over May 2012 and 2.3 percent over April 2013.[COLUMN_BREAK]Including distressed sales, the five states with the highest price appreciation were Nevada (26 percent), California (20.2 percent), Arizona (16.9 percent), Hawaii (16.1 percent), and Oregon (15.5 percent). Only two posted home price depreciation: Delaware (-0.6 percent) and Alabama (-0.1 percent).Looking at the top 100 core-based statistical areas (CBSAs) measured by population, 97 showed year-over-year gains in May, CoreLogic reported–up from 94 in April.””Home price appreciation, particularly in much of the western half of the U.S., is increasing at a torrid pace,”” said Anand Nallathambi, president and CEO of CoreLogic. “”Across the country, pent-up demand and continued low interest rates are fueling strong demand for a limited inventory of properties. We expect that trend to continue to drive up prices throughout the balance of the summer months.””The CoreLogic Pending HPI for June projects prices to rise 13.2 percent year-over-year and 2.9 percent month-over-month (including distressed sales) as summer heads into full swing. Excluding distressed sales, June prices are poised to rise 12 percent year-over-year and 2 percent month-over-month. Share July 2, 2013 453 Views Price Gains Stay on Fast Track in May Agents & Brokers Attorneys & Title Companies CoreLogic For-Sale Homes Home Prices Housing Supply Investors Lenders & Servicers Processing Service Providers 2013-07-02 Tory Barringer in Data, Government, Origination, Secondary Market, Servicing
Home Price Expectations Pick Up for Most Regions in Daily Dose, Data, Headlines, News Confidence Credit Availability Delinquency Home Prices New York Fed 2014-06-09 Colin Robins June 9, 2014 459 Views The Federal Reserve Bank of New York released its latest Survey of Consumer Expectations for June 2014. The survey found that consumers expect home prices to accelerate in every region except one—the South—where a slight slowdown is expected.Overall, consumers expected home prices to increase in May by 4.0 percent, up slightly from April’s reading of 3.77 percent. The West saw the largest month-over-month jump in regional home price expectations, up to 5.53 percent in May from April’s reading of 5.02 percent. The Midwest and Northeast saw small increases as well, from 3.05 percent to 3.13 percent in the Midwest and 3.02 percent to 3.10 percent in the Northeast.Home price expectations for the South declined from April’s reading of 4.0 percent to 3.93 percent in May.Respondents also said that the mean probability of finding a job in the next three months if they were to lose their jobs today was 48.7 percent, up slightly from April’s reading of 46.57 percent.The New York Fed’s survey also reported on debt delinquency. The probability of respondents who said they would not be able to make minimum debt payments over the next three months was roughly 14 percent, down slightly from April’s reading.Respondents to the survey felt that the one-year ahead expected inflation rate would be 3.17 percent, down slightly from April’s reading of 3.3 percent.Finally, 31.67 percent of those surveyed believe credit availability would be “somewhat harder” in the coming year, with 8.39 percent who believe that gaining credit would be “much harder.” Roughly 41 percent of survey respondents said credit availability would be “equally easy/hard.” Approximately 19 percent believe credit will be “somewhat easier” to “much easier” to get in the coming year. Share
Share A growing number of women are making successful careers in the traditionally male-dominated mortgage industry, but the boardroom remains populated primarily by men. By Aly J. YaleThough women have been making strides in the working world for decades—even in the traditionally male-dominated mortgage and financial sectors—it seems they’re just not as prevalent in higher-ranking positions as are their male counterparts.According to the United States Department of Labor, women make up a large portion of the national workforce–47 percent, to be exact. But in leadership roles? The DOL says only 24 percent of all CEOs are women and, according to Catalyst, a research organization that aims to expand business opportunities for women, a mere 2 percent of those are CEOs at Fortune 500 companies.But this isn’t just a general workforce trend. It also seems to carry through to the mortgage industry.Catalyst shows that only 22 percent of directors in the finance and insurance industries are female, and if you ask some of mortgage’s highest ranking women, that dearth of females has been a common sight in the industry for years.Elsa Lewis, EVP of Default Sales & Operations at Williams & Williams, has spent nearly 30 years in the mortgage industry, and in her time, she said, most of her bosses and leaders have been male.“I’ve had some women in leadership roles over me through the years, but there have been more men by far,” Lewis said. “They were probably 70 to 75 percent men and 20 to 25 percent women.”Donna Corley, SVP Single-Family Division Chief Risk Officer at Freddie Mac, had a similar track record throughout her career.“I’ve only had one direct manager who was a female,” Corley said. “I’ve had 13 bosses, and 12 of them have been men.”Lewis said while there’s no way to pinpoint a specific cause for this lack of female leadership in the industry, there may be a few factors at play.“Maybe the financial world is just more predominately men than women,” Lewis said. “Maybe it’s that women haven’t fought for that place to be there, or maybe we’re just used to men being in those roles.”Regardless of the reason, however, Lewis said there’s definitely room for improvement.“There are some women in the mortgage industry,” Lewis said, “but there is definitely a lot of room for women to move up and take positions in key leadership roles.”Dana Dillard, EVP and chief customer officer at Nationstar Mortgage, said she believes there’s room for change, too.“I wish there were more female leaders,” Dillard said. “I do think as an industry where we’re so represented by women at the front lines and not so represented by them in the board room, that it is something we have to really work toward improving.”Where the Women AreDespite lacking representation in the board room, many of the industry’s highest-ranking women say there are still plenty of females in the industry—you just have to know where to look.According to Angela Cheek, VP and counsel, Product Compliance at Ellie Mae, some areas of the industry actually have pretty high female representation.“In the compliance area, there are a lot of women,” Cheek said. “In other areas of the mortgage industry, I think there are probably fewer.”Corley cited human resources, sales, legal, origination and underwriting as other sectors that tend to have more females in the ranks.Marcia Phillips, CEO at Guardian Mortgage Company, said that many women start in the front-lines—in operations, and other similar positions.“Traditionally, women in the mortgage industry rise up the ranks through the operational environment, as processors, underwriters, administrators,” Phillips said. “This was the case in my own career.”But it seems this representation in compliance, origination and other front-line areas is many times where it stops. According to Lewis, although she’s seen a number of women in origination, operations and middle-management positions in her time, that doesn’t extend to the board room or into key decision-making roles very often.“I see more women in the second-tier management and more in operations than I see in the key leadership roles and decision-making roles,” Lewis said. “That is more predominantly men.”Corley mirrored her sentiment.“At least what I’ve seen at Freddie Mac is that we have fantastic diversity at the more associate level—at the junior levels,” Corley said. “As you keep going up, it declines. And I think that’s pretty universal. That tends to be a common trend.”Bucking the TrendBut not every mortgage-related company is dominated by males. In fact, there are a number of organizations that have relied heavily on female leadership for decades.Marcia Phillips, for example, is CEO at Guardian Mortgage—one of the few companies in the business to have a woman at the helm. But that’s not where her company stops. In fact, Guardian also has a female EVP and a female CAO, too.In total, three quarters of Guardian’s leadership team is made up of women.“Guardian has multiple women in leadership roles,” Phillips said. “The women have as much opportunity as the men to have a rewarding career.”Lewis said her company, Williams & Williams, is blazing its own path in this regard, too.“We have a lot of women,” Lewis said. “I just came from our senior team meeting, and it was probably 60 percent women, 40 percent men.”Though there are some men in key roles at Williams & Williams, Lewis said a large portion of her organization is female—and she hopes other companies in the industry will follow suit.Mentorship is the KeyDespite these anomalies, there’s still work to be done, and according to the industry’s leading ladies, there’s no miracle cure for improving female representation in the board room. Most, however, believe that existing women leaders can help the cause, both by providing a strong example and by mentoring women in lower-ranking roles.“I try to be supportive of my women peers and, of course, those who are coming up the ranks,” Dillard said. “As a woman leader it doesn’t take you long to realize that we need to be supportive of each other and to look for opportunities to promote the good work of our female peer group.”Lewis agreed. “I think there’s some responsibility on women in key positions to help foster and mentor other women–to bring them in,” she said.Cheek says she specifically encourages her fellow women to get involved in the industry, forums and to make presentations.“I believe it is important to enable the next generation to stand on our shoulders to achieve greater heights,” Cheek said.Corley actively mentors others throughout the Freddie Mac organization—from areas like IT, finance and a wide variety of other sectors. Currently, she is working with five different mentees.“I think mentoring has been something that I’ve spent a lot of time doing—trying to help women grow and recognize there’s a safe environment to talk through different issues,” Corley said.She specifically tries to focus on women with young children, as that’s something she experienced while climbing the corporate ladder.“I feel like it’s my way of trying to give back,” Corley said. “I never really had that [a mentor] when I was in their spot.”Though these women’s efforts in mentoring are honorable, it may not be enough to inspire industry-wide changes. Instead, Lewis believes there’s something professional organizations can do to help move things along.“Perhaps there is an opportunity within some of the larger trade organizations, like the Mortgage Bankers Association, to foster that as well,” Lewis said. “Maybe some industry organizations could have some kind of mentoring program for women.”Lewis believes in mentorship so much, she even tried to get a mentorship program together last year, to no avail.“I tried to get a key group of 20 women together, executives in our industry, to foster and mentor women in key leadership roles,” Lewis said. “There was some interest, but I couldn’t get it to really take off.”Dillard, who participated in a Women’s Initiative at two of her previous positions, said her company is developing a similar program as well.“I loved participating in the Women’s Initiative when I was at Deloitte Consulting and EMC Mortgage, Dillard said. “We are just getting a similar initiative off the ground at Nationstar–bringing senior-level women leaders together to create a better community for each other.”Established last year, the Nationstar Women’s Initiative “focuses on empowering, inspiring, and sharing ideas to help with development of women officers, and provide networking opportunities across different areas to foster connections.”It is designed for female EVPs and SVPs, and includes more than 25 senior officers at the company. It offers professional development, networking events, on-boarding support to new female officers and a formal mentoring program.Freddie Mac has several programs for women, too. There’s the WIN Women’s Interactive Network, mentoring circles and, in past years, Women’s Cohort groups. These, Corley said, were designed to identify “high-performing, high-potential female employees” and provide them with networking and training opportunities.“I found that I, as a mentor, was probably learning just as much as the mentees,” Corley said, “hearing all the issues that they’re going through and just being able to provide guidance and perspective.”Changing the TidesThough mentorship is a great starting point, many female executives also say that women can take the matter into their own hands by blazing their own paths and demanding a spot at the table.Specifically, Dillard said, it’s important for women to be confident.“I wish that someone had told me to have more confidence in myself and not always think that the people in control or the ringleaders had some sort of special gift or some sort of special insight or knowledge that I didn’t have,” Dillard said. “I just don’t find that to be true. I think for most women, if they work hard at it and they become a student of their business, the sky’s the limit.”According to Corley, taking risks is also a must.“Be willing to take chances, Corley said. “As scary as it can be to leave something that comes very easy to you and having to trying something new, that’s really how you learn and you grow.”Being plugged into the industry is important, too, Lewis said.“Get involved,” she said. “So much of it starts with putting yourself out there to do it. Volunteer, help, be a sponsor, be an advocate. Do something about it. Don’t just let it happen.”Cheek said participating in industry advisory groups, writing for publications and other acts can help women get their foot in the door as well.“I think it’s important for there to be opportunities for women to build relationships with other industry participants,” Cheek said. “They need to get their viewpoint on the industry out there.”Phillips agreed that being heard is tantamount.“Be strong and willing to work hard,” Phillips said. “Do not be afraid to offer your opinion when you can back it up with well-thought-out ideas. Do not follow the pack.”Finding a Work-Life BalanceSome executives in the industry feel motherhood and familial obligations could play a role in the lack of female representation in the board room, while others say it’s just a matter of time management, knowing your priorities and making the right choices.“For any executive woman, I think that we suffer from mother’s guilt,” Dillard said. “I don’t necessarily always think that my male peers suffer from it. We want to be there and do those things with our kids and sometimes it’s hard to do. Most of my colleagues that are women, we all suffer from that—wanting to be there.”Corley said she thinks family demands may affect a woman’s willingness to network, too—a crucial part of moving up the corporate ladder.“Networking seems to be something that women tend to prioritize very low,” Corley said. “When you’re trying to do that balancing act between work and home life, the thought of going to a happy hour or some type of networking event isn’t appealing. It’s time when you’re not in the office and it’s time when you’re not with your family. Unfortunately, I think those are some of the types of activities that would potentially lead to career advancement opportunities, and open doors and connections.”But Lewis said that it’s all a matter of choices.“People do what they want to do,” Lewis said. “At the end of the day you have choices, and I do believe you can raise children and be a great parent but also be a professional and work with excellence and not have to sacrifice time.”Lewis said she has found that working smartly, as well as having a great team around her, is the key to juggling a family life and a career as an executive in the industry.“It’s working smartly, working wisely,” Lewis said. “It’s having great people to work with, and not taking everything on yourself. The workload doesn’t have to all be on me.”Corley says self-awareness is key, too.“I think everyone needs to understand and really be self-aware of what they can do and what they can’t do,” Corley said. “I try to think of work or your career as a marathon, not a sprint. And as in a marathon, there are times when you’re going to be running a whole lot faster and there are times when you need to slow it down a bit.”Moving ForwardWhile the numbers of women in the workforce—and the mortgage industry specifically—have seen growth over the past few decades, it seems there’s still room for improvement.“I definitely think there’s been some growth for women,” Lewis said. “Is it as fast as I’d like to see it? No. But I definitely think there’s been some growth, and I think there’s growth still going on. Hopefully potential women leaders will continue to step up and fight for those key decision making positions as we move forward.”Phillips said she believes they will.“Now that the industry is moving from a sales-driven business model—and sales tends to be a male-dominated arena—to one that values operations and compliance, I believe we will begin seeing more women in executive positions,” Phillips said.Lewis agreed.“I do think the industry is just not as open for women as it is for men,” Lewis said. “I think women have to fight harder for it, but I think they will. They’ll be up to the challenge to do it. I think 20 years from now we’re going to see a completely different mix of genders, and it will be much different than it is today.”Aly J. Yale is a freelance writer and editor based in Fort Worth, Texas. She has worked for various newspapers, magazines, and publications across the nation, including the Dallas Morning News and Addison Magazine. She has also worked with both the Five Star Institute and REO Red Book, as well as various other mortgage industry clients.Editor’s note: This select print feature appears in the August 2015 edition of MReport magazine, available now. in Daily Dose, Featured, Market Studies, News, Print Features August 20, 2015 661 Views Gender Disparity Rising From The Ranks Women 2015-08-20 Staff Writer Rising from the Ranks
millennialstravel insurance According to new data* from InsureandGo millennials are more likely to travel solo (67% to 55%) than baby boomers, who are twice as likely to travel as a couple (42% to 24%).While millennial travellers have purchased more policies from the online insurer than baby boomers in the last 12 months, it seems both groups are on the same seasonal page – preferring to travel in the winter months of June and July. In terms of policy purchases, baby boomers are more likely to shell out for additional coverage for a top tier policy and are more likely to purchase a mid-range policy than millennials.“Despite all the talk about their differences, it seems baby boomers and millennials have similar habits when it comes to travelling and insurance. We’ve seen most baby boomers and millennials opt for mid-range and higher levels of cover. As would be expected, we do see that baby boomers tend to opt for the more comprehensive policies that can provide additional coverage for things such as income loss and curtailment, and higher limits for claimable items like baggage,” added Mr Etkind.
Nevada officials reach out to D-backs on potential relocation Comments Share D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ Top Stories Cardinals expect improving Murphy to contribute right away So, the Cardinals should look elsewhere for an option. There are some big names available, and they likely wouldn’t be terribly expensive. Besides, the Cardinals have a lot of cap to spend.“Braylon Edwards,” Sports 620 KTAR’s Dave Burns suggested. “He’s a guy who could be out there.”Burns said, what it really comes down to, is that you can’t spend all the resources to get Kevin Kolb and then not give him receivers to throw the ball to.“You can’t go into it with Larry Fitzgerald, Andre Roberts and Early Doucet as your three receivers,” he said.Gambadoro echoed that sentiment. “There’s just too many good wide receivers that are out there,” he said. “So why you’d want to go with Andre Roberts or Early Doucet when you could go get a legitimate number two receiver at a really fair price, it just doesn’t make any sense to me.” During his four years in Arizona, wide receiver Steve Breaston earned a reputation for being a tough player who the Cardinals could rely on.Now Breaston is heading to Kansas City, meaning the Cardinals have a hole to fill. While the talk is of them doing so from within, maybe with second-year pro Andre Roberts, that isn’t exactly an exciting option.“Larry Fitzgerald and Andre Roberts lining up,” Sports 620 KTAR’s John Gambadoro said, “If I’m a defense, what am I doing? I’m doubling Larry.” What an MLB source said about the D-backs’ trade haul for Greinke
Top Stories 0 Comments Share When the Arizona Cardinals acquired Kevin Kolb from the Philadelphia Eagles, they thought they were getting their franchise quarterback of the future.While Kolb’s time in the desert has been rocky, to say the least, the 28-year-old is hoping to continue his road to redemption when he faces his former team on Sunday.If he’s taken anything of value from his experience in Philadelphia, it’s how to handle adversity in one of the toughest markets to play. D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ “The problem is that [Juan Castillo] wasn’t the defensive coordinator when I was there so they have a different defense and they’ve changed a lot from last year,” Kolb said. “I think most of the advantage is going to be me just talking to the defensive guys and helping them out with the system but now that I am a year and a half removed I am not sure if it’s quite as fresh in my mind as it was.”The Cardinals are hoping any insight Kolb can provide will help them secure their third win of the season Sunday. Nevada officials reach out to D-backs on potential relocation Cardinals expect improving Murphy to contribute right away “When it’s high there, when things are going good, you can’t buy into it because there is a lot of hype,” Kolb stated. “Everybody is patting you on the back. And when it’s low, good gosh, is the sun going to come up tomorrow?”And while Arizona isn’t nearly as intense of an environment, Kolb said he tries for the most part to tune out criticism.“Most the time I don’t even read it,” Kolb said. “I don’t know about it. If it’s valid then I try to work on it.”Kolb is certainly still working on trying to win over Cardinals fans. But, he’s accepted the highs and lows that go with playing such a high profile position.“As a quarterback especially, you have to be able to ride those waves and stay level-headed with every experience,” Kolb said.Kolb has shown his fair share of resiliency so far this season, filling in admirably for the injured John Skelton. He is 21-for-35 for 206 yards and two touchdowns in the Cardinals two wins this year.Despite the notion that Kolb might have an edge when facing the Eagles due to his past ties with Andy Reid’s squad, the Cardinals signal caller said he’s not as familiar as you might think. What an MLB source said about the D-backs’ trade haul for Greinke
Houston Texans wide receiver Will Fuller (15) reaches for a pass in front of Arizona Cardinals cornerback Brandon Williams (26) during the first half of an NFL preseason football game, Sunday, Aug. 28, 2016, in Houston. Fuller dropped the ball. (AP Photo/Eric Christian Smith) TEMPE, Ariz. — As will be the case every day in which the Cardinals practice during the season, we will provide a notebook that features some interesting tidbits that will not necessarily be turned into full-fledged stories during the week. It will be called “Dealing Cards,” because puns are fun and a better name was not thought of.There is a buzz permeating through the Arizona Cardinals’ training facility these days, and it is easy to understand why. Former Cardinals kicker Phil Dawson retires “Yeah, Brandon’s starting,” Arians said. “And all the rest of the guys will have a role.”Though still a raw rookie, the third-round pick out of Texas A&M earned the job through a combination of talent, effort and health. The ball figures to come his way often, though, and Arians said he does not really care if teams plan to pick on the rookie or worry about whether or not the player can handle it.“He’s the best we got, so he better be (able to),” he said.The 23-year-old Williams said he never really got caught up in the idea of starting or not; instead, his focus has remained on the things he can control and getting better every day.He admitted there will likely be a mixture of excitement, anxiety and nerves Sunday night, which is understandable since this will be his first real NFL game.However, he said while he does not want to come off as cocky, the fact that he will be starting does not come as any kind of shock.“Because I know what type of work I put in behind closed doors,” he said. “A lot of sacrifice, a lot of commitment, dedication — being consistent. All that good stuff.“I know what I do, I know how I prepare myself. So, being surprised about the position I’m in right now? I’m not surprised at all.” Arians, incidentally, is the youngest of the group at 63, while the other two are each 64 years of age.Anyway, when asked about that, Arians replied that it ought to tell you something.So, what does it say?“Experience counts,” he replied, with a smile.Follow Adam Green on Twitter Peters is happy to be backCorey Peters never played a down for the Cardinals last season after suffering an Achilles injury in training camp, but he made it back this year and made it through the preseason in good health. Now, he’s preparing for his first regular season snap for the team he signed a free agent contract with in March 2015.“I’m super excited,” he said. “It’s been over a year since I really had an opportunity to kind of play, so I’m excited about it. I’m feeling pretty good.”The defensive tackle, who at 28 years of age has 11 sacks to his name, would not say he is at 100 percent physically, but is as close as he can get.“I feel really good,” he said. “Football always has your little bruises and nicks, but overall I couldn’t ask for a better situation.”No Brady? No tearsThere are some people who are disappointed the Cardinals will not get to face Tom Brady, who is suspended for the first four games of the NFL season.Don’t include Arians among that group.“We play whoever’s there; injuries happen — I’ve been in situations same way that they’re in,” he said. “You play who you’ve got and you go out and you formulate a gameplan and you expect to win. I don’t think they’re coming in here expecting to lose.” Grace expects Greinke trade to have emotional impact Game week is here and the season opener is getting closer by the moment. Now, all across the NFL players and teams are excited to get things going, but in Arizona, where there are legitimate Super Bowl expectations, the vibe is a bit different.In a normal game week, Wednesday would offer the first chance to really get a feel for the week’s preparation as it is the first day in which the team gets on the field to practice ahead of the next game. Following the Labor Day holiday this week’s schedule is a bit different, but we still had a chance to chat with head coach Bruce Arians as well as a handful of players.First, some injury newsThe entire injury report for this matchup can be found here, but for the Cardinals, the only players who did not practice Wednesday were linebackers Kareem Martin and Lamar Louis as well as running back Stepfan Taylor, all of whom are dealing with knee injuries.Arians said Martin, who hurt himself in the preseason finale last Thursday, “is about two weeks away, maybe three.”Taylor suffered his knee injury a couple weeks ago against Houston, and Louis tweaked his knee in practice Tuesday.You’re up, Brandon WilliamsGiven how training camp went, it’s really a surprise that Brandon Williams will be starting at cornerback opposite Patrick Peterson. Top Stories The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo For fans, there may be a small sense of disappointment because most have probably never gotten to see Brady, a future Hall of Famer, play in person. This will be the Patriots’ first trip to play the Cardinals in Arizona since 2004, and unless you were at that game or either of New England’s two Super Bowl appearances in the desert, this might have been your last chance to catch him.Brady is 39, after all.Of course, him missing game figures to be advantageous to the Cardinals, who will take any win they can get in their pursuit of a playoff spot and homefield advantage.That said, there is at least one player on the team who wouldn’t have minded No. 12 being on the field.“I always like playing against the best, you know, it’s a future Hall of Famer, and any time you play against those guys it always makes it more exciting,” defensive lineman Calais Campbell said. “But it is what it is.”Getting better with ageCardinals VP of media relations Mark Dalton provided an interesting note via a tweet Wednesday.He provided a graphic that pointed out how the three NFL head coaches with the best records over their last 60 games are the league’s three oldest coaches, in New England’s Bill Belichick, Seattle’s Pete Carroll and Arizona’s Arians. Derrick Hall satisfied with D-backs’ buying and selling 0 Comments Share
Derrick Hall satisfied with D-backs’ buying and selling Former Cardinals kicker Phil Dawson retires Top Stories Arizona Cardinals running back David Johnson (31) during an NFL football game against the Washington Redskins, Sunday, Dec. 4, 2016, in Glendale, Ariz. (AP Photo/Rick Scuteri) The legend of David Johnson continues to grow.Wednesday, the second-year running back was named the NFC Offensive Player of the Week for his performance in a 31-23 win over the Washington Redskins at University of Phoenix Stadium.Johnson amassed 175 yards from scrimmage against Washington, rolling up 84 on the ground and 91 more through the air. He also scored two touchdowns, bringing his season total to 15.The former Northern Iowa Panther has 28 touchdowns in 28 career NFL games. The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo This marks the second time Johnson has won the weekly award this season. He was named the NFC Offensive Player of the Week following a 33-21 win over San Francisco Oct. 6. In that game, Johnson ran for 157 yards and two touchdowns on 27 carries while adding three catches for 28 yards. He’s the first Cardinals player to win two weekly awards in the same season since Kurt Warner did it in 2009.He also was the conference’s Offensive Player of the Month for October. – / 19 Comments Share Grace expects Greinke trade to have emotional impact
How do you do that? “That’s a great question, because it really is a balance. There are times where you have really smart players that aren’t quite good enough athletically, that can’t come to balance in space, can’t make tackles in space, but at the same time, there’s a value that they bring to the table, which is the ability to key and diagnose, the ability to get other players lined up. So, that’s one of those things moving forward that we have to address and I know we’ll sit down as a scouting and coaching staff and put our best foot forward. I will say this: I would have never imagined that with our defense, we’d put up 41 points and still lose the game. But I’ll credit Drew Brees and Sean Payton. Drew continues to play at a high level and is really, in my opinion, one of the smarter players in the National Football League.”What was your thinking with regards to Michael Floyd?“It’s an unfortunate situation for both sides, and the one thing I’ll just say is Michael has moved on and we’ve moved on, and I wish him nothing but the best.”What happened that day as you found out Floyd had been arrested? Grace expects Greinke trade to have emotional impact Your browser does not support the audio element. Who are some players that jumped out on tape from the Saints game?“I thought Carson (Palmer) played excellent; I thought it was one of his better games and showed tremendous accuracy and touch, particularly behind an offensive line who we know has been put together, so to speak, with patchwork. And they actually held up fairly well, I thought, for the circumstances they were in. I thought John Brown stepped up and looked a little bit like himself from 2015, which was great to see. Defensively, Calais played well, I thought Tony Jefferson had one of his better games. So it’s nice to see, even in a loss, some of the guys stepping up moving forward. That’s what I talked about last week, using these last three games as somewhat of a litmus test to see which guys are competing, which guys are fighting, and it gives you a little better of an understanding of where you want to go in 2017.”As you look back, do you think the team had enough urgency to begin the year?“I don’t disagree with that, from the standpoint we went through training camp, I didn’t think we looked particularly well in the preseason. And I said this early on, we had some guys who stood out individually, but I didn’t think we came together as a team. There were very few games this year where we played well in all three phases, which is disappointing and you know that you can’t win many football games when there’s one side of the ball that lets you down. But, that’s the hard part of moving forward, is trying to figure out the locker room, the pieces that you put in place. We’ve had a tremendous amount of success the last three years, but that shouldn’t be a reason to feel overconfident or feel like this year is just going to fall into place. Every year is different, every roster is different. So on paper, where I may have thought that this was our best roster in the last four years, you still have to come together and play as a team and unite together, and that’s something I don’t think we did very well. There’s no doubt that’s something that when Coach and myself and Michael sit down after the season, we’ll certainly concentrate on.” The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo “I don’t even have to say that, that’s something that he and I discuss openly. He’s all for it. He’s not the kind of guy that’s going to be selfish or hard-headed. He wants to see these young guys as well, but at the same time, you don’t want to sacrifice that — we still want to win these football games. There’s a pride factor to play for, there’s a commitment to the organization to try to win football games at all costs, and our fan base. That’s the one thing you look back and you think about the expectations for this year and how excited our fans were, the way they came week in and week out to the University of Phoenix Stadium — yesterday they were still a full house — and the way they traveled with us this year was really exciting. So I really do want to thank our fans, as I said last week, the way they came in droves to Miami, and their enthusiasm and support throughout the year.”What, if anything, can be done about roughing the passer penalties when the QB’s head changes on the defender?“I certainly don’t want to criticize the officials, but I will say this: I am all for protecting the quarterback in certain situations, but then there are some plays that, to me, are just flat out football plays. It’s tough to teach a defensive player how to be aggressive or how to attack an offense when they’re trying to play either conservative or worry about making a mistake.” There was some good in the game, with David Johnson setting an NFL record for consecutive games with 100 yards from scrimmage to start a season, but there was also some bad. That has really been the story of the Cardinals’ season, in which they are now 5-8-1.As he does every Monday, Cardinals GM Steve Keim joined Doug and Wolf on Arizona Sports 98.7 FM to talk about the game and his team going forward.What drives you crazy the most with this year’s team?“I would say underachieved, and it gets back to the little things. The one thing I will say about this football team is I’m extremely proud of their effort. They haven’t quit, and there have been some times where they’ve been put in situations where I know it’s tough, but the mental mistakes and the miscues have certainly been a major concern. It’s disappointing as we all know, but I think that this group will continue to fight and try to finish strong.”Has this season changed your perspective on how to build the roster going forward?“I think you use every experience as a learning tool, and there’s no doubt that it continues to show me not only just evaluating players but continuing to build the right kind of locker room. I don’t want to point fingers towards our locker room, but going back to the piece of evaluating talent, where as a scout you get so enamored with the size and the speed and the movement skills, and some of the things at times you can overlook is the smarts, the ability to process information, to think fast on your feet. And those are things that are hardest to see, as an evaluator, the heart and the mind. Those are things that we’ve got to continue to challenge ourselves moving forward to try to create the best roster we can.” Former Cardinals kicker Phil Dawson retires And with that, the Arizona Cardinals are officially eliminated from playoff contention.The team’s 48-41 home loss to the New Orleans Saints Sunday not only wrapped up the home part of their schedule, but any chance the team had to make a surprise run to the postseason.The defense offered little resistance to a Saints team that had struggled the previous two weeks, while the offense just couldn’t quite keep up. How do you feel your young guys played against New Orleans?“Scooby (Wright) made a really good block on special teams, and the one thing you get out of him is toughness, passion. That’s one of the things that we liked about Scooby coming out and one of the reasons why we signed him. Some of the other guys — Taylor (Boggs) got beat early in the game in the pass protection one time, but I thought he held up OK. Sio Moore was really active. Got a little gassed late in the game, but made a lot of tackles and gave us his all. Then Brandon (Williams) and Robert (Nkemdiche) I thought made some strides. Brandon has all the physical tools, just has to continue to grow and learn how to play with anticipation, to play with leverage on routes, and he’ll continue to grow and get better. I have a lot of high hopes for him. Robert, yesterday, I thought really flashed. There were times where he created a little bit of pressure; he showed some leverage in the run game and made a tackle or two. Two young guys that hopefully will continue to compete and get better and we’ll see that in 2017 as well.”With playoffs no longer possible, do you talk to Arians about playing younger players over the final two weeks? Arizona Cardinals quarterback Carson Palmer (3) leaves the field after an NFL football game against the New Orleans Saints, Sunday, Dec. 18, 2016, in Glendale, Ariz. The Saints won 48-41. (AP Photo/Ross D. Franklin) 0 Comments Share LISTEN: Steve Keim, Cardinals general manager Derrick Hall satisfied with D-backs’ buying and selling Top Stories “I just got a call from our head of security letting me know. Like I said, this season’s been tough as it is, and to get news like that is something you never want to here, not only for the player but for the organization. And again, I wish him the best and hopefully things play out well for him.”Did you discuss the Floyd situation with the leaders in the locker room?“No. I think that the one thing, as players, you never can tell what they’re thinking. There’s no doubt that there’s a tremendous amount of loyalty from player to player, which you have to respect. These guys are in the locker room and they’re fighting and they’re competing, so there’s a natural love. Listen, it’s no different as an organization, you get emotionally attached to these players, so when you have to make tough decisions it’s extremely difficult, because you don’t just think of guys as football players — you also care about the person.”How are you approaching Calais Campbell’s contract situation?“I’ll say this, Calais played excellent yesterday. He was extremely disruptive and made some big plays. The one thing the public does not generally know is we have spoken to many agents regarding players whose contracts expire after the season, some whose contracts do not expire after the season that we would just like to try to extend. So it takes two sides, but those are conversations that I’ll keep to myself and we don’t generally talk about through the media. But there are several players that we’d like to have back, and it takes two sides.”